The first thing is to assure you that Offshore-Rebates.com is strictly an advisory service, doesn't hold client bank accounts and never has nor seeks to hold client money. We only advise you on where might be a suitable place to invest, and provide ongoing advice and support. All assets are held in the client's own name and contract details are sent directly between fund administrators and investors.
The second thing to explain is that the investment vehicles we use for our clients are most usually what are known as Open Ended Investment Companies which is usually shortened to OEICs. These are actually companies listed on the stock exchange often in Dublin or London, but occasionally in locations such as Bermuda or Guernsey, and are public limited companies. These Public Limited Companies are traded and run in exactly the same way as any other listed company and are subject to the same accountancy standards and regulatory requirements as any other listed company. The job of the fund managers is to manage the company so that its assets grow within its mandated investment guidelines and the share price will fluctuate in line with the net asset value of the underlying investments the company owns. The point I am making being that although you may invest with an asset manager such as (say) Investec or Baring for example, or indeed any other such company, the assets of the investors are entirely separate to those owned by that company and are as such "ring fenced". This means that if in the unlikely event that such a parent company should fail, then this will not affect the assets of the investors in that company's funds. This is in fact safer than money in the bank because depositor assets in a bank are the bank's liability and should a bank fail then only minimum statutory levels of protection apply.
